My Pet Protection Insurance
My Pet Protection Insurance offered through Nationwide provides nose-to-tail coverage for everything from acupuncture to anal glands to ACL tears.
Pet insurance helps to cover the cost of veterinary treatment in the event of an insured animal falling ill or being injured in an accident. Carnegie has partnered with Nationwide to provide employees with access to discounts on pet insurance. Employees that enroll in Pet Protection Insurance through Nationwide, will enjoy group preferred pricing on your premiums. Policy premiums are paid directly by the employee and not through Carnegie.
To enroll your pet or pets, go to the Nationwide Pet Protection website for Carnegie Employees and register your pet. Once there you will get pricing options for the available plans.
Why do I need Pet Insurance?
Our furry and feathered friends are a big part of our lives - so when they fall ill or are injured, providing the best health care for them is important. With the advances in veterinary medicine, treatments are now available that were once reserved for humans, making curable, conditions that were once fatal in animals.
Veterinary practices also have access to much more sophisticated equipment than they did in the past, making it possible to detect and diagnose problems that would once have gone untreated. Inevitably, these types of treatments and diagnostics come at a price, leaving some owners faced with a difficult choice. For this reason, many opt to take out insurance as - not only does it provide valuable peace of mind against spiraling vet fees, but it also allows them to explore available treatment options.
Frequently Asked Questions
Does My Pet Protection work like an HMO?
No. All decisions about your pet’s care should be between you and your veterinarian. You’re free to visit any vet and choose the course you feel is best for your pet.
Simply pay your veterinarian at the time of treatment and send Nationwide the invoice for reimbursement.
How does the reimbursement work?
With all Nationwide plans, simply pay your veterinarian at the time of treatment, and then send the invoice. Nationwide will send you a reimbursement check less any applicable deductible.
Will you drop a pet from coverage because of age?
Never - as long as your pet is enrolled before age 10, and you keep your policy continually in force (translation: don't let it lapse or expire), your pet will not be dropped.
Will my premium increase when I file a claim?
No. We don't think it's fair to penalize you if your pet gets sick or hurt. So go ahead and get your pet the care that he needs, as often as he needs it—it won't affect your premium.
How do I file a claim?
File a claim in just two easy steps:
Pay your veterinarian at the time of treatment.
Go to Nationwide's website to Submit a Claim for your pet expenses. You will need to send your claim form, along with your invoice(s)