b'CONTENTHealthcare Elections Get To Know Your Medical Options4Medical Benefit Summary5Pharmacy Benefits6Dental 7Vision 82021 RATES9Flexible Spending Account (FSA)10Benefit Strategies11Health Savings Account (HSA)12Annual HSA Contribution Limits13General Healthcare ServicesTeladoc 14One Medical15OPTUM16Talkspace 17Health Advocate18 WELCOME TOBurnAlong19Financial Services CARNEGIE SCIENCETIAA and Greenspring20 TheCarnegieInstitutionforScienceiscommitted Legal & Identity toproviding high-quality benefits to serve the diverse Protection Services andchangingneedsoftheCarnegiecommunity. MetLife and LifeLock 21 Pleasereviewthisguideinitsentiretytounderstand Income Protection andmaximizethearrayofbenefits availabletoyou Guardian 22 andyourdependents.Thisguide,alongwithother UNUM23 informationalmaterials,willbeavailableonthe HumanResources website hr.carnegiescience.edu for Voluntary Benefits & Other Options24 your reference as well.Member Resources25Open Enrollment Checklist26Notes 272'